You have money accounts, retirement accounts, savings accounts, business accounts, and perhaps one suspicious subscription you have been meaning to cancel since 2021.
But your most valuable account is funded with something you can never earn back:
Time.
Money may be lost and earned again. Businesses may close and reopen. Relationships may fracture and occasionally be repaired. But Tuesday afternoon is gone forever. Time offers no refunds, exchanges, store credit, or sympathy because you spent it poorly.
In this unapologetically salty episode of The Salty Goddess Podcast, Anne Margaret asks the question underneath every goal, obligation, relationship, identity, and opportunity competing for your attention:
Is this actually fucking fundable?
Not everything deserves another hour of your life.
Not every opportunity is meant for you. Not every emergency belongs to you. Not every person deserves unrestricted access to your throne room. Not every dream survives reality, and not every goal deserves permanent funding simply because an earlier version of you once wanted it. Sometimes fixing your shit means beginning. Sometimes it means persisting. Sometimes it means finishing. And sometimes it means looking directly at an outdated plan and declaring, “I do not fucking want that anymore.”
Anne Margaret reframes time as the currency beneath every other currency, including attention, energy, money, and standards. She examines how the right investments change from age sixteen to one hundred and sixteen, why your stage of life provides context rather than confinement, and how to determine whether something deserves a portion of the life you have remaining.
This episode introduces a practical fundability test:
- Does this move me toward the life I say I want?
- Is the return worth the cost?
- Is this goal actually mine?
- Does it fit this season?
- Will future me be grateful I funded it?
You will also hear what Anne Margaret considers fundable in her own life, including creating, writing, publishing, teaching, health, family, legacy, and building tools that help people move from chaos into deliberate action. Those tools include the Salty Goddess Fix Your Shit Planner and Guide and the Maintaining Your Shit Planner, both available on Amazon. One helps expose the mess, identify the leaks, define priorities, and build better processes. The other helps preserve those systems after the immediate dumpster fire is no longer visible from the International Space Station.
The planners will not reorganize your life through osmosis. They are planners, not house-elves.
You must use them.
You must make decisions.
You must schedule the deposits.
You must protect the account.
And you must stop financing manufactured drama, chronic incompetence, performative goals, one-sided relationships, repeated boundary violations, pointless meetings, and the opinions of people who neither fund you, feed you, inspire you, nor advance your goals.
Your time is not renewable.
Your attention is not public property.
And your life is not a community fund for every wandering asshole with an unmet need.
Decide what belongs to you.
Defund the rest.
Then say it with your whole chest:
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